commit 30e9407f91a3c83afc5b33054e42f06f9d555333
Author: Helios Agent <agent.helios82@gmail.com>
Date:   Mon Feb 23 01:25:46 2026 +0100

    Initial commit for helios-qr-bank-transfer

diff --git a/README.md b/README.md
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+# Helios QR Bank Transfer (EPC/GiroCode)
+
+Generates SEPA QR codes (EPC069-12) for mobile banking apps.
+
+## Usage
+
+```bash
+python3 generate_epc_qr.py \
+  --name "Max Mustermann" \
+  --iban "DE89370400440532013000" \
+  --amount 25.00 \
+  --reason "Abendessen" \
+  --output /tmp/qr.png
+```
+
+## Requirements
+
+- `segno` (Python library for QR codes)
+- `Pillow` (optional, for image handling)
+
+## Security
+
+Generated QR codes contain sensitive payment data. Delete them immediately after use.
diff --git a/SKILL.md b/SKILL.md
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+---
+name: epc-qr
+description: Generate EPC/GiroCode QR codes for SEPA bank transfers. Use when Moritz wants to send money, make a payment, or transfer to someone. Creates a scannable QR code for banking apps. Known IBANs are stored in memory/contacts.md. IMPORTANT - always delete the QR image after sending it.
+---
+
+# EPC QR Code Generator
+
+Generate EPC/GiroCode QR codes that can be scanned with banking apps to initiate SEPA transfers.
+
+## Workflow
+
+1. Determine recipient name, IBAN, amount, and Verwendungszweck
+2. Look up IBAN from `memory/contacts.md` if recipient is a known contact
+3. Generate QR code via script
+4. Send QR image to Moritz via message tool (use `filePath` for the image)
+5. **Delete the QR image file immediately after sending** (security - contains payment data)
+
+## Script Usage
+
+```bash
+python3 skills/helios-qr-bank-transfer/generate_epc_qr.py \
+  --name "Max Mustermann" \
+  --iban "DE89370400440532013000" \
+  --amount 25.00 \
+  --reason "Abendessen" \
+  --output /tmp/epc_qr.png
+```
+
+Script prints the output path on success.
+
+## Important
+
+- Always confirm amount and recipient with Moritz before generating if ambiguous
+- IBAN spaces are stripped automatically
+- Amount must be in EUR, between 0.01 and 999999999.99
+- After sending the QR code image, **always delete it** with `rm`
+- Never store QR codes permanently - they contain sensitive payment information
diff --git a/generate_epc_qr.py b/generate_epc_qr.py
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+#!/usr/bin/env python3
+"""Generate an EPC/GiroCode QR code for SEPA transfers."""
+
+import argparse
+import sys
+from segno import helpers
+
+
+def main():
+    parser = argparse.ArgumentParser(description="Generate EPC QR code (GiroCode)")
+    parser.add_argument("--name", required=True, help="Recipient name")
+    parser.add_argument("--iban", required=True, help="Recipient IBAN")
+    parser.add_argument("--amount", required=True, type=float, help="Amount in EUR")
+    parser.add_argument("--reason", default="", help="Verwendungszweck / remittance text")
+    parser.add_argument("--output", default="/tmp/epc_qr.png", help="Output file path")
+    parser.add_argument("--scale", type=int, default=10, help="QR code scale factor")
+
+    args = parser.parse_args()
+
+    # Validate amount
+    if args.amount <= 0 or args.amount > 999999999.99:
+        print("Error: Amount must be between 0.01 and 999999999.99 EUR", file=sys.stderr)
+        sys.exit(1)
+
+    # Clean IBAN (remove spaces)
+    iban = args.iban.replace(" ", "")
+
+    qr = helpers.make_epc_qr(
+        name=args.name,
+        iban=iban,
+        amount=args.amount,
+        text=args.reason,
+        encoding='UTF-8'
+    )
+
+    qr.save(args.output, scale=args.scale)
+    print(args.output)
+
+
+if __name__ == "__main__":
+    main()