helios-qr-bank-transfer/SKILL.md

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---
name: epc-qr
description: Generate EPC/GiroCode QR codes for SEPA bank transfers. Use when Moritz wants to send money, make a payment, or transfer to someone. Creates a scannable QR code for banking apps. Known IBANs are stored in memory/contacts.md. IMPORTANT - always delete the QR image after sending it.
---
# EPC QR Code Generator
Generate EPC/GiroCode QR codes that can be scanned with banking apps to initiate SEPA transfers.
## Workflow
1. Determine recipient name, IBAN, amount, and Verwendungszweck
2. Look up IBAN from `memory/contacts.md` if recipient is a known contact
3. Generate QR code via script
4. Send QR image to Moritz via message tool (use `filePath` for the image)
5. **Delete the QR image file immediately after sending** (security - contains payment data)
## Script Usage
```bash
python3 skills/helios-qr-bank-transfer/generate_epc_qr.py \
--name "Max Mustermann" \
--iban "DE89370400440532013000" \
--amount 25.00 \
--reason "Abendessen" \
--output /tmp/epc_qr.png
```
Script prints the output path on success.
## Important
- Always confirm amount and recipient with Moritz before generating if ambiguous
- IBAN spaces are stripped automatically
- Amount must be in EUR, between 0.01 and 999999999.99
- After sending the QR code image, **always delete it** with `rm`
- Never store QR codes permanently - they contain sensitive payment information